If you’re struggling with missed payments, overwhelming debt, wage garnishment, or creditor harassment, bankruptcy may be a viable solution. Our attorneys will assess your financial situation during a free consultation and help determine if filing for Chapter 7, Chapter 13, or Chapter 11 bankruptcy is in your best interest.
John Zafaranloo
Verified customer
“The Scura law firm was exceptional! Mr. Dave Stevens and his staff that I dealt with were professional, always accessible and highly adept in their field. They made this Chapter 13 filing as easy and painless as possible for me. I can't thank them enough! I highly recommend Mr. Dave Stevens and the Scura Law Firm!”
Tom Grubecki
Verified customer
“My house was going to foreclosure. I didn't know what to do when my lawyer directed me to David Stevens. I met with him at his office and he could not have been kinder. He explained the whole process and answered all of my questions. When I left his office I felt completely at ease that everything will be alright, and it was. I just completed my bankruptcy and I couldn't have done it without him. I would recommend Mr. Stevens to anyone who needed the kind of help I did. Thank you so much!!!”
DaVonne Salley
Verified customer
“I was very happy with the legal services that I received from David Stevens and the staff of Scura, Wigfield, Heyer, Stevens & Cammarota, LLP. Mr. Stevens & his staff took time to educate me on the various legal options and services available and ensured that I would not be overwhelmed by the process. Great attorney and wonderful service.”
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Over 200+ 5 star reviews
Struggling with Debt? Our New Jersey Bankruptcy Attorneys Are Here to Help.
Our bankruptcy attorneys will advocate for your financial relief, helping you navigate debt challenges and protect your assets.
“The Scura law firm was exceptional! Mr. Dave Stevens and his staff that I dealt with were professional, always accessible and highly adept in their field. They made this Chapter 13 filing as easy and painless as possible for me. I can't thank them enough! I highly recommend Mr. Dave Stevens and the Scura Law Firm!”
John Zafaranloo
Will filing for bankruptcy stop creditor harassment and lawsuits?
Yes, filing for bankruptcy triggers an automatic stay, which immediately stops creditor harassment, collection calls, wage garnishments, and lawsuits. This legal protection prevents creditors from taking further action against you while your case is being resolved.
What’s the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy eliminates most unsecured debts through liquidation, while Chapter 13 allows you to restructure and repay debts over time. Chapter 7 is typically for those with limited income, whereas Chapter 13 is ideal for individuals who can afford a repayment plan to keep assets like a home or car.
Will I lose all my assets if I file for bankruptcy?
No, filing for bankruptcy does not mean you will lose all your assets. Bankruptcy laws provide exemptions that protect certain property, such as your home, car, and personal belongings. Chapter 13 allows you to keep assets while repaying debts, and even in Chapter 7, many filers can retain essential property.
How long does the bankruptcy process take?
The length of the bankruptcy process depends on the type you file. Chapter 7 typically takes about 3 to 6 months to complete, while Chapter 13 involves a 3 to 5-year repayment plan before discharge.
4 Clear Steps to Navigate Bankruptcy and Regain Financial Stability
As experienced bankruptcy attorneys, we understand the legal strategies creditors use—and we know how to protect your rights.
Meet with an attorney and collect essential financial records.
Consult & Gather Documents
1
Your attorney files your bankruptcy petition with the court.
Prepare & File Petition
2
Review your case with the trustee and address any creditor concerns.
341a Meeting of Creditors
3
Eligible debts are eliminated, giving you a fresh start.
Receive Debt Discharge
4
About Scura
Facing financial challenges can be stressful, and you may be unsure of your options or the best path forward. At Scura, we have the experience to navigate complex bankruptcy laws and protect your financial future.
Trusting us with your case means having dedicated attorneys handle all legal filings, shield you from creditor harassment, guide you to the best debt relief solutions, and help you achieve a fresh financial start.
50+ Years Of Combined Legal Experience
Over 200+ 5 star reviews
Why Work With Scura
Because we are working for your best interests. Always.
Bankruptcy isn’t one-size-fits-all, and we take the time to assess your specific financial situation. Whether you need Chapter 7, Chapter 13, or Chapter 11, our team will create a tailored strategy to help you regain control and move forward with confidence.
Personalized Solutions for Your Unique Situation
Protection from Creditors & Debt Relief Options
Filing for bankruptcy can stop creditor harassment, wage garnishments, and foreclosure. We handle all communications with creditors, ensuring your rights are protected while helping you explore debt relief options that work best for your long-term financial stability.
Over 50 Years of Combined Experience
Our dedicated bankruptcy attorneys have decades of experience helping individuals and businesses navigate financial challenges. We understand the complexities of bankruptcy law and will guide you through every step, ensuring you make informed decisions about your financial future.
Free Consultation
We understand that financial struggles can be overwhelming, which is why we offer a free initial consultation to evaluate your case. We work to get you back on track without adding to your financial burden.
How We Can Help
Over 200+ 5 star reviews
Our Clients Say It Best
Here’s what they think about their experiences with us.
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Over 200+ 5 star reviews
Why Wait? If You're Facing Financial Hardship, EVERY MOMENT COUNTS.
We're here for you, ready to take immediate action and lift this burden from your shoulders.
“The Scura law firm was exceptional! Mr. Dave Stevens and his staff that I dealt with were professional, always accessible and highly adept in their field. They made this Chapter 13 filing as easy and painless as possible for me. I can't thank them enough! I highly recommend Mr. Dave Stevens and the Scura Law Firm!”
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John Zafaranloo
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“The Scura law firm was exceptional! Mr. Dave Stevens and his staff that I dealt with were professional, always accessible and highly adept in their field. They made this Chapter 13 filing as easy and painless as possible for me. I can't thank them enough! I highly recommend Mr. Dave Stevens and the Scura Law Firm!”
John Zafaranloo
Passaic County
1599 Hamburg Turnpike
Suite A
Wayne, NJ 07470
WAYNE
Hudson County The Hoboken Business Center
50 Harrison Street
Suite 214F
Hoboken, NJ 07030
HOBOKEN
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3 University Plaza
Suite 207
Hackensack , NJ 07601
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One Gateway Center
Suite 2600
Newark, NJ 07102.
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1 Harmon Meadow Blvd
Ste 201
Secaucus, New Jersey 07094